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1008 Rural Farm Rd Indian Trail NC 28079 Short Sale

1008 Rural Farm Rd Indian Trail NC 28079 Short Sale

1008 Rural Farm Rd Indian Trail NC 28079 MLS #913499 is a once in a lifetime Short Sale located at Fieldstone Farm. It has a fenced level... 

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121 Lake Davidson Park Davidson NC 28036 MLS 859172 Home For Sale

121 Lake Davidson Park Davidson NC 28036 MLS 859172 Home For Sale

121 Lake Davidson Park Davidson, North Carolina 28036 MLS #859172 Home For Sale with a courtyard that is private and fully fenced in! The... 

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6400 Pharr Mill Road Harrisburg NC 28075 MLS 909604

6400 Pharr Mill Road Harrisburg NC 28075 MLS 909604

6400 Pharr Mill Road Harrisburg NC 28075 MLS #909604 is a magnificent historic home that has been renovated recently. Built in 1915, it... 

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7325 Howell Ridge Huntersville NC 28078 MLS 907584 Foreclosure

7325 Howell Ridge Huntersville NC 28078 MLS 907584 Foreclosure

7325 Howell Ridge Huntersville NC 28078 MLS # 907584 is located within the gated community Lynn Estates. It a perfect opportunity for home... 

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Real Estate News

FHA Upfront Mortgage Insurance Premium Increase April 5th, 2010

FHA Upfront Mortgage Insurance Premium Increase April 5th, 2010

It has never been a better time to buy a home with so many exceptional values on the market, government tax credits and historically low interest rates. However, there are some changes headed our way that will have an affect on these favorable conditions. Top heavy home inventory is shrinking more and more each day as buyers take advantage of low home prices. The First-time Homebuyer Credit is... [Read more...]


How You Can Prevent Delays in the Mortgage Loan Modification Process

How You Can Prevent Delays in the Mortgage Loan Modification Process

A mortgage loan modification is when the lender reworks the terms of your existing home loan to make the monthly payments more affordable. Lenders will lower the interest rate, extend the terms of the loan, reduce the principal (although rare) or a combination of any of the above to get the payment down.   A mortgage loan modification may tarnish your credit a bit, but it’s a whole lot better... [Read more...]


First-Time Homebuyer Tax Credit – Only Two Months Left

First-Time Homebuyer Tax Credit – Only Two Months Left

With home prices and interest rates at all time lows and only two months left before the First Time Homebuyer Tax Credit expires, many folks are taking action and looking to buy a home. The $8,000 tax credit, extended and expanded to include current homeowners in 2009, expires on April 30th, 2010. Qualifying for the Tax Credit In order to qualify for the credit, homeowners must be under contract on... [Read more...]


The Oracle of Omaha’s U.S. Housing Market Predictions

The Oracle of Omaha’s U.S. Housing Market Predictions

Warren Buffett, known as the ‘Oracle of Omaha’ - billionaire, businessman, philanthropist and one of the most successful investors in the world – predicts that the U.S. residential real estate market down-slide will show signs of recovery by 2011.  Over the last ten years Buffett’s Berkshire Hathaway Inc. has steadily built up the nation’s second-largest real estate... [Read more...]


New Home Buyers Tax Credit – Only Paper Filings Allowed

New Home Buyers Tax Credit – Only Paper Filings Allowed

According to a federal audit released last October by the Treasury Inspector General for Tax Administration (TIGTA), nearly 90,000 taxpayers claimed the New Home Buyers Tax Credit, for which they were not entitled to. More than 1.2 million tax returns had claimed approximately $8.5 billion in the refundable tax credit. Although the rules of the tax credit define a “first time home buyer”... [Read more...]


Rising Unemployment and Obama’s Anti-Foreclosure Program

Rising Unemployment and Obama’s Anti-Foreclosure Program

Foreclosure filings occur about every 13 seconds and continue to impact property values and slowdown the nation’s recovery from recession.  According to a recent report from the Obama administration on the Home Affordable Modification Program (HAMP) and the Home Affordable Refinance Program (HARP),  rising unemployment, falling home prices and mortgage resets continue to threaten millions of... [Read more...]


Avoiding Preventable Foreclosure – Making Homes Affordable Program

Avoiding Preventable Foreclosure – Making Homes Affordable Program

There is government help available for homeowners in financial distress who are having trouble making their monthly mortgage payments. Borrowers that are current on their mortgage (not more than 30-days late on their mortgage payment in the last 12 months), but are having difficulty making their monthly payments on time, or have fallen behind one or more payments may qualify for a Home Affordable... [Read more...]


Why Negotiate a Short Sale Instead of Foreclosure?

Why Negotiate a Short Sale Instead of Foreclosure?

For many homeowners in financial distress and behind on their mortgage payments, foreclosure on their home may appear inevitable.  The truth is, there are viable options for avoiding foreclosure and the pros of a short sale are definitely worth looking into. Short Sale vs. Foreclosure Here are a few facts about shorts sales you may not be aware of: A homeowner who loses a home to foreclosure is... [Read more...]


Avoid Foreclosure with a Charlotte NC Certified Distressed Property Expert®

Avoid Foreclosure with a Charlotte NC Certified Distressed Property Expert®

A Certified Distressed Property Expert® (CDPE) is a well informed licensed real estate professional who, through comprehensive training and experience, understands the hardships many homeowners are facing in today’s market. A qualified CDPE is able to provide viable options, such as short sales, for homeowners in financial distress. When faced with the emotional devastation of possible foreclosure... [Read more...]


USDA Rural Home Loan Program Helps Low Income Families with Affordable Housing

USDA Rural Home Loan Program Helps Low Income Families with Affordable Housing

Many rural households across America are economically challenged, mainly because they are not in close enough proximity to good paying job opportunities.  As more individuals and families are forced to move to big cities for employment, fewer people are left to continue the farming business and commercial activity in these rural farming communities. The United States Department of Agriculture (USDA)... [Read more...]


Commercial Real Estate Delinquencies & Defaults on the Rise

Commercial Real Estate Delinquencies & Defaults on the Rise

Although the U.S. housing market is showing glimmers of recovery, the commercial real estate sector is another story. The weak economy, rising unemployment rate, falling real estate values and more stringent than ever underwriting standards have made refinancing much more difficult for commercial real estate property owners.   Phillip F. Blumberg, chairman of Blumberg Capital Partners, says that... [Read more...]


Buying a Home and Your Credit Score

Buying a Home and Your Credit Score

Once you’ve decided to buy a home, the first thing you will need to do is assess your financial situation and qualify for a home loan. A mortgage broker is going to take your credit and income information and then create a profile on you as a long-term borrower. Your credit score is a one of the key components lenders use to determine how much of a risk you are. Fair, Isaac and Co or FICO scoring... [Read more...]


Quickening the Short Sale Process with Standardization

Quickening the Short Sale Process with Standardization

There has been much caviling in the past few years from homeowners and realtors about inconsistencies and the time it takes to process a short sale. Lack of Short Sale Standardization In response to the situation, the National Association of Realtors® (NAR) created a task force to address the the lack of standardization from one lender and servicer to another. The NAR recommended a more standardized... [Read more...]


Don’t Miss the 6th Annual Greater Charlotte Home & Landscape Show

Don’t Miss the 6th Annual Greater Charlotte Home & Landscape Show

If you’re looking for a little inspiration or more curb appeal for your home, you don’t want to miss the 6th Annual Greater Charlotte Home & Landscape Show. The popular event starts Friday January 29 – 31, 2010 and will be held at the Cabarrus Arena and Events Center in Concord, NC. The event is suitable for the entire  family and will feature thousands of square feet of innovative... [Read more...]


Realtors Step Up to the Plate in Donations for Haiti’s Countless Victims

Realtors Step Up to the Plate in Donations for Haiti’s Countless Victims

“Realtors Build Communities and there is no better time to do that in Haiti.” According to United Nations data issued on Tuesday, more than 1.2 billion dollars have already been pledged in aid funding to devastated Haiti, struggling to recover from last week’s deadly earthquake. International organizations, individuals, countries and private companies have generously donated funds while others... [Read more...]