Buying a Home and Your Credit Score
January 28, 2010 by Victoria Stankard · Leave a Comment
Once you’ve decided to buy a home, the first thing you will need to do is assess your financial situation and qualify for a home loan. A mortgage broker is going to take your credit and income information and then create a profile on you as a long-term borrower.
Your credit score is a one of [...]
FHA’s 90-Day Seasoning Requirement is Temporarily Lifted
January 19, 2010 by Victoria Stankard · Leave a Comment
HUD announced that it will temporarily suspend the 90-day seasoning requirement (waiting period) for property re-sales financed with FHA loans. The 90-day wait has made it more difficult for FHA borrowers to bid on foreclosures, thus, slowing down the housing recovery.
Why the 90-Day Seasoning Requirement was Established
The reason why HUD established the 90-day wait in 2003 was to [...]
Investing in Charlotte North Carolina Real Estate
October 7, 2009 by Victoria Stankard · Leave a Comment
If you invest in real estate wisely, it can provide tremendous returns on your money. The truth is there are many risks and barriers to real estate investing. Some are ‘perceived risks’ and some are very real. In today’s uncertain economic times, you need to be sure you are making a sound investment because one [...]
First Time Home Buyer’s Tax Credit – Time is Running Out!
October 1, 2009 by Victoria Stankard · 1 Comment
If you are a first-time home buyer and are looking to purchase a home in Charlotte North Carolina, it has never been a better time to do so. The American Recovery and Reinvestment Act of 2009 authorized a tax credit of up to $8,000, available for qualified first-time home buyers.
Home buyer Tax Credit is Different [...]
Shopping That Mortgage For Your New Home – Know Your Options
February 9, 2009 by Victoria Stankard · Leave a Comment
When you first start searching for your new home, you might feel like a kid in a candy store. Walking through the meticulously appointed model homes and seeing photos of newly built houses with atriums, spas baths, game rooms, and water views, you may be inclined to think “I want that and that and that.” [...]
Leigh Brown, aka The Real Estate Diva, is a native of Concord NC in the Charlotte area. She grew up on a farm at the edge of Cabarrus County, still goes to the same church she grew up in (home of the world famous Mallard Creek Barbecue!), but has become a leader in area real estate through constant learning and continually upgrading technology to better serve buyer and seller clients. Leigh does indeed have a reputation as a barracuda-when it comes to protecting client interests. Her softer side is reserved for her husband and two kids who provide a constant source of joy-and entertainment
