Facing Foreclosure: Your First Step

If you can’t cope with your mortgage payments, you are in good company. All across the country, hardworking people are falling behind on their mortgage payments… and many of them are even losing their homes.

If the bank is breathing down your neck, let Leigh Brown help.

Leigh is an expert in distressed real estate, certified as a short sale expert in Charlotte as well as a short sale expert in Concord, and she can help you exercise your rights as a homeowner in America and avoid foreclosure if at all possible. You do have options other than foreclosure or declaring bankruptcy. There is light at the end of the tunnel, even if it doesn’t feel that way right now.

Getting Leigh on your side is your first step. She can help you navigate the legal complexities of avoiding foreclosure and can intervene to help stop a potential foreclosure dead in its tracks.

In many cases, it is possible to renegotiate your loan so that your payments are more manageable. You might also want to consider a short sale, which will allow you to sell your house for less than is currently owing so that both you and your mortgage lender can move on with a clean slate and you can breathe a lot easier without that costly monthly mortgage payment.

A foreclosure is very damaging to your credit. People with a foreclosure in their past might find that it comes back to haunt them time and again whenever they go to apply for new credit for any type of purchase, such as a car, new furniture, a new credit card, a new cell phone plan, etc. That foreclosure will stay on a person’s credit report for seven years, which is a very long time to carry that burden on your shoulders.

Don’t let this happen to you! Give Leigh Brown, your best Charlotte agent and best Concord agent, a call today so that you can stop worrying about foreclosure and start thinking about the brighter future ahead. You owe it to yourself to pick up that phone!