Hire a Charlotte, NC Short Sale Expert

If you are a Charlotte homeowner and behind on your mortgage payments, avoid the stress and pain of letting your Charlotte, NC property go to foreclosure with a short sale. 

A short sale is a better alternative to a Charlotte foreclosure, which can severely tarnish your credit rating and stay that way for up to 10 years.  Time is not your friend when you are facing a potential foreclosure – You must act quickly!

Leigh Brown is a leading Charlotte, NC real estate broker, Certified Distress Property Expert (CDPE) and a Charlotte short sale and foreclosure specialist who can help you AVOID FORECLOSURE and protect your credit and future liability from your lender(s).   

How Short Sales Work

A short sale is when a bank or mortgage lender accepts a discount on a loan balance rather than have to deal with a foreclosure auction or bankruptcy, which is more costly for the lender. With a short sale, the property is purchased directly from the lender for less than what is owed on the property.

Banks don’t want the headache involved with excess inventory or the fees and expense if a property goes to auction.  Therefore, they will often agree to a short sale and take the discount beforehand, if they see an opportunity where they can sell the property without a huge loss.

There are two stages of pre-foreclosure – homeowners who are behind on mortgage payments and those who are behind on payments with a notice of default. Once the notice of default has been recorded, banks tend to be more motivated to agree to a short sale. Before a notice of default has been issued, the homeowner still has time to get caught up on their mortgage payments and cure the loan.

The Benefits of a Charlotte, NC Pre-foreclosure or Charlotte, NC Short Sale

A Charlotte, NC short sale or pre-foreclosure is a win-win proposition for all parties concerned.  The previous homeowner can now get out from under the weight of their mortgage; the lender now has a new borrower with a better financial status who has rescued the loan; the buyer who takes over the mortgage now owns a Charlotte real estate property below market prices; and the neighborhood and other sellers in the area are spared another foreclosed home, bringing down property values in their area.

Charlotte, NC Real Estate, Foreclosure and Short Sale Expert  

Leigh Brown has distinguished herself as a leader in the Charlotte, NC real estate market and can assist you with buying a home in the Charlotte area or aggressively market your existing Charlotte, NC home for sale. 

Leigh is also a Certified Distressed Property Expert (CDPE) committed to helping families in financial distress find options to foreclosure. If you or someone you know is facing possible foreclosure, call Charlotte, NC short sale and Charlotte, NC foreclosure specialist, Leigh Brown.

Leigh will list your Charlotte home for sale as a short sale at no charge and will aggressively market and position your property to sell as quickly as possible. You have nothing to lose but your home to foreclosure - Don’t let this happen to you! 

For more information about foreclosure prevention or Charlotte short sales please fill out the online contact form or give Leigh Brown a call.  She’s got the solution you need! 

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Office: (704) 688-5005
Mobile: (704) 507-5500
Fax: (866) 440-7136
Broker: (704) 688-5000

Leigh knows Charlotte, NC real estate.  Let her do the work for you!