Concord Real Estate: Huge Townhome! 9583 Ledbury Court NW Concord NC 28027

Superior craftsmanship combined with the ultimate stretch of living space is graciously presented in this luxurious 4 bedroom, 3.5 bath townhome oozing with character. Meander your way through the soaring entry on the hardwood floors and you will be submerged in elegance. The sociable formal dining room with stunning trey...

Read more

How to Prepare for Your Mortgage Application

We’ve been talking a lot of about optimizing your credit score lately. That’s because without a solid credit score, it can be very difficult to qualify for a mortgage. If you’re planning to apply for a mortgage in the foreseeable future, the time to begin preparations is now. Start by pulling your credit reports....

Read more

Optimizing Your Credit Score BEFORE and AFTER Your Mortgage Application

We all know that, when applying for a mortgage, the #1 thing your lender is looking for is a healthy credit score. However, did you know that the rules about just what is a healthy credit score have changed? In an effort to counteract the poor lending practices that contributed to America’s housing crisis, new legislation...

Read more

How Does a Foreclosure Affect Your FICO Score?

Your credit score is a valuable asset if you take care of it – but a serious liability if you don’t. Mortgage expert Dan Green recently posted a fantastic summary on his blog regarding negative credit activity and how it impacts your FICO score. If you execute a foreclosure, Dan says, you can expect a significant drop –...

Read more

Buying a Home and Your Credit Score

Once you’ve decided to buy a home, the first thing you will need to do is assess your financial situation and qualify for a home loan. A mortgage broker is going to take your credit and income information and then create a profile on you as a long-term borrower. Your credit score is a one of the key components lenders use to...

Read more