Buying Your First Home with the Right Charlotte, NC Real Estate Professional
June 14, 2010 by Victoria Stankard · Leave a Comment
With record-low mortgage rates and so many great deals on homes for sale in Charlotte, NC, it has never been a better time for first-time buyers to take the plunge! Although buying your first home can be very exciting, it can also be very stressful. Not only is it a huge financial commitment, the home buying process itself [...]
A Few Helpful Tips when Buying a Charlotte NC “Fixer-upper”
May 31, 2010 by Victoria Stankard · Leave a Comment
Successful investors thoroughly research the market they are looking to buy in or they work with an experienced Charlotte Realtor® and neighborhood expert, who will be able to determine the potential market value of the property after repairs and/or renovations. A “fixer-upper” can also be a great opportunity for first-time home buyers, especially if they’re planning to live in the property while [...]
FHA Upfront Mortgage Insurance Premium Increase April 5th, 2010
March 8, 2010 by Victoria Stankard · Leave a Comment
It has never been a better time to buy a home with so many exceptional values on the market, government tax credits and historically low interest rates. However, there are some changes headed our way that will have an affect on these favorable conditions. Top heavy home inventory is shrinking more and more each day as buyers [...]
Buying a Home and Your Credit Score
January 28, 2010 by Victoria Stankard · Leave a Comment
Once you’ve decided to buy a home, the first thing you will need to do is assess your financial situation and qualify for a home loan. A mortgage broker is going to take your credit and income information and then create a profile on you as a long-term borrower. Your credit score is a one [...]
Pending Home Sales Dropped 16 Percent after Rising for Nine Straight Months
January 5, 2010 by Victoria Stankard · Leave a Comment
According to the National Association of Realtor’s (NAR) Pending Home Sales Index (PHI), there was a drop of 16%, after rising for nine consecutive months. The NAR index is based on pending contracts of existing home sales, including single-family homes and condominiums. A home sale is considered pending when the contract has been signed but [...]
Tougher Rules Coming for FHA Mortgage Applicants – Charlotte NC Real Estate and Finance
December 7, 2009 by Victoria Stankard · Leave a Comment
FHA-insured home loans have become extremely popular. Since 1983, the Federal Housing Administration, which is part of HUD, has been helping people fulfill the “American dream of home ownership.” By insuring loans, lenders have been able to offer better deals with easier credit qualifying along with lower down payments and closing costs. However, tougher rules [...]
First-time Home Buyers Give New Life to the Housing Market- Charlotte NC Real Estate Expert
November 18, 2009 by Victoria Stankard · 2 Comments
The first time home-buyers tax credit has definitely had an impact on home sales, bringing entry-level home buyers into the market. According to New York (CNNMoney.com), an industry report was released last Friday clearly indicated that half of all home sales are now being made by first-time home buyers. The first-time home buyers tax credit has [...]
Extended Home Buyer Tax Credit Goes into Effect Today! Charlotte NC
November 7, 2009 by Victoria Stankard · 3 Comments
There’s good news on the housing market horizon and for all those who have not yet taken advantage of the $8,000 first-time home buyer tax credit (part of the $787 billion economic stimulus package) that was set to expire on November 30, 2009. As of today, the IRS is implementing the tax-related provisions of the The Worker, [...]
First Time Home Buyer’s Tax Credit – Time is Running Out!
October 1, 2009 by Victoria Stankard · 1 Comment
If you are a first-time home buyer and are looking to purchase a home in Charlotte North Carolina, it has never been a better time to do so. The American Recovery and Reinvestment Act of 2009 authorized a tax credit of up to $8,000, available for qualified first-time home buyers. Home buyer Tax Credit is [...]
Leigh Brown, aka The Real Estate Diva, is a native of Concord NC in the Charlotte area. She grew up on a farm at the edge of Cabarrus County, still goes to the same church she grew up in (home of the world famous Mallard Creek Barbecue!), but has become a leader in area real estate through constant learning and continually upgrading technology to better serve buyer and seller clients. Leigh does indeed have a reputation as a barracuda-when it comes to protecting client interests. Her softer side is reserved for her husband and two kids who provide a constant source of joy-and entertainment
