Buyers! 2012 Is the Year of Affordable Housing

2012 is right around the corner, which means that a lot of people are busy thinking about New Year’s resolutions and how to make this coming year the best yet. Well, the experts over at the National Association of Realtors (NAR) have also been busy, crunching the real estate numbers from 2011 in order to forecast the...

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Pay Your Mortgage Down Fast: Top 3 Tips

For most people, a mortgage is the biggest financial burden they have. It can be very tempting to pay down that mortgage faster. The thought of having your home bought and paid for and 100% your own before that 25- or 30-year term is up can sound like an impossible dream, but the truth is that you can pay your mortgage off more...

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Rise in Bankruptcy Filings Due to Unemployment and Housing Market

There were a total of 1.41 million bankruptcy filings in 2009, a 32% increase in personal filings from the previous year. It marked the highest number of filings since the bankruptcy laws were changed in 2005, making it more difficult to file. The economy has pushed more and more Americans into economic distress with a...

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Shopping That Mortgage For Your New Home – Know Your Options

When you first start searching for your new home, you might feel like a kid in a candy store. Walking through the meticulously appointed model homes and seeing photos of newly built houses with atriums, spas baths, game rooms, and water views, you may be inclined to think “I want that and that and that.” But when...

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